Customer Relationship Summary

Chas Emerson, CFP®, ChFC

Chas is a sixth generation native of Hernando, Mississippi, and attended The University of Mississippi where he earned a BBA degree.

He began his financial services career as a financial adviser with a Memphis-based firm where he was a registered representative and served as a manager. He is also a CERTIFIED FINANCIAL PLANNER™ professional. The CERTIFIED FINANCIAL PLANNER™ designation is a professional certification mark for financial planners conferred by the Certified Financial Planner Board of Standards.

Chas formed Independent Planning Group, a Hernando based financial planning firm, in 2010. He and his wife Jennifer live in Hernando with their four children. He enjoys fishing, hunting, and spending time with his family outdoors.


  • BBA, University of Mississippi
  • Chartered Financial Consultant
  • Chartered Life Underwriter
  • Top 40 Under 40 in Mississippi, awarded by Mississippi Business Journal
  • Who’s Who Most Influential Citizens of DeSoto County, awarded by Click Magazine
  • Registered as an IAR (Investment Advisor Representative)
  • Securities Registrations: 6, 7, 24, 63, 65
  • Speaker, employee education seminars at Delta State University
  • Speaker, continuing education seminar at Mississippi State University
  • Speaker, NAIFA Memphis (National Association of Insurance and Financial Advisors)
  • NOLS (National Outdoor Leadership School) Alumni
  • Guest Columnist for DeSoto Times Tribune

Civic Involvement:

  • Member, Past President, and Paul Harris Fellow of the Hernando Rotary Club
  • Graduate of Leadership DeSoto
  • Member of DeSoto Economic Development Council
  • Member of Christ Covenant Church, PCA
  • Member of Hernando Chamber of Commerce
  • Past Board Member and Secretary of the DeSoto County Rebel Club
  • Past Board Member of the Olive Branch Family YMCA
  • Past Board Member of Apelah Foster Care

Let's Talk

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Independent Planning Group

2540 Highway 51 South
Hernando, MS 38632

PH: (662) 429-0040
FAX: (888) 207-9309

Meet Lamis

  • Lamis Charles

    Lamis was born and raised in England, she moved to Florida in high school and attended Jacksonville University, where she earned a BBA degree.

    Lamis has been working in the financial industry for 10 years, she started working in the operations department at a broker dealer in Florida and has been a Sales Assistant for the last 7 years. Lamis enjoys baking, traveling, and spending time with her son, Amare'. READ MORE

Securities, investment advisory and financial planning services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC,, 5100 Poplar Ave, Suite 2300 Memphis, TN 38137, 901-748-8888. Independent Planning Group is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.

Individuals are licensed to sell investments in Alabama, Arkansas, California, Florida, Georgia, Mississippi, North Carolina, Tennessee, Texas.

Individuals are licensed to sell insurance in Alabama, Arkansas, Florida, Mississippi, North Carolina, Tennessee, Texas. Chas Emerson, Domicile State: MS, AR Insurance Lic. No. 17077809.

Independent Planning Group | PH: (662) 429-0040 | FAX: (888) 207-9309 |